How is the up to 110 days Interest-Free Period determined?

The Interest-Free Period ends 80 days after the end of the statement period in which you made your purchase and can be a minimum of 80 days or can stretch to up to 110 days, depending on when the purchase was made.

For example, if you made a purchase on the last day of your statement period, you’d receive 80 interest free days. If you made a purchase 10 days before the end of your statement period, your Interest Free Period would be 90 interest free days, up to a maximum of 110 days, and so forth.