The credit card for smart spenders

humm®90 is a Platinum Mastercard® that gives you up to 110 days Interest Free* on everyday purchases and flexible instalment plans for larger purchases+.

Up to 110 days 
Interest Free*

Get up to 110 days Interest Free* on everyday purchases, online & instore.
  

Interest free plans 
for bigger buys+

Turn any purchase over $250 into an Interest Free instalment plan which you can repay over 9, 12 or 15 affordable months.

No international 
transaction fees.

Save when shopping overseas or at your favourite international websites.

humm90 Rates & Fees

Everyday spend

0
%
p.a.
Get up to 110 days Interest Free1 on everyday purchases.
26.30
%
p.a.
humm90 Purchase Rate applies after 110 days

Long term finance

0
%
p.a.
on Long Term Finance deals.
See where you can shop interest free2.
26.49
%
p.a.
Expired Promotional Rate applies to outstanding balance at the end of the interest free period.
$9.95
Monthly account fee
(waived for the first 12 months)

Eligibility criteria

Be 18+ years old

Earn $25,000+ p.a.

Have a clear credit file

Be a permanent Australian resident

How to apply

Apply online

Be ready with your mobile number, email and Australian driver’s licence or passport.

10 minutes to complete

Application is quick and easy.

Start tapping!

Once approved, shop double the Interest Free1 days of most credit cards, everywhere Mastercard is accepted.

WeMoney Awards

In this year’s WeMoney Travel Awards, humm90 was awarded Best for Flexibility and Excellent Rates & Fees! Apply for humm90 to enjoy up to 110 days Interest Free* when booking your trip anywhere.