Can I have multiple Long Term Interest Free (LTIF) Plans at once?

Yes, as long as the amount outstanding on your account, including the new intended transaction, and any fees that may apply, does not exceed your total available credit limit.

Note that each LTIF plan held will increase your statement’s minimum monthly payment, and Alternative repayment to reduce interest amounts.

To obtain another Long-Term Interest Free plan you will need go in-store at your preferred retailer and create another LTIF plan. You can search for our partnered retailers here: Retailers | humm90 Australia.

If you use your humm90 card online, without purchasing at the store in person, or not specify that you would like an LTIF plan, it will be treated as an everyday purchase with up to 110 days Interest Free* and not the LTIF offer.

To track progress of LTIF payments, please view plans > Instalment plans area of your app or main dashboard > Instalment plans area of the online portal.