Important Information

PDF	DOCUMENT NAME	UPDATED
	Conditions of Use and Credit Guide	Jan 2024
	Product Fees & Charges	Mar 2026
	Key Facts Sheet	Mar 2026
	Australian Privacy and Credit Reporting Policy	Jun 2026
	WRAP Terms & Conditions	Nov 2023
	Mastercard Complimentary Event Ticket Protection Insurance Terms and Conditions (available to humm90 customers on 1 August 2026 for purchases made on or after that date)	Aug 2026
	Australian Privacy Statement	Jun 2026
	Self Service Terms and Conditions	Nov 2025
	Direct Debit Authority Form	Nov 2020
	Notice of a Disputed Transaction Form	Nov 2020
	Third Party Consent Form	Jan 2026
	Apple Pay Terms of Use	Nov 2020
	Google Pay Terms of Use	Nov 2020
	Target Market Determination	Aug 2026
	Product Schedule	Sep 2026

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humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.

Mastercard and the circles design are trademarks of Mastercard International Incorporated.

WeMoney Awards

· Winner – Best for Flexibility – Travel Credit Card
· Winner – Excellent Rates & Fees – Travel Credit Card

· Winner WeMoney Travel Credit Card: Best for Flexibility 2024, 2025 & 2026
· Finalist – Outstanding Customer Service – Travel Credit Card